Legal
Terms of Use
Effective date: September 21, 2026.
This website is operated by Surplus Funds USA, LLC and is provided for informational purposes. Nothing on this website is legal, tax, or financial advice, and using this website or submitting a form does not create any obligation on either party. Any service described on this website is provided only under a separate written agreement signed by you; the content of this website is not itself an agreement or an offer capable of acceptance.
The Surplus Recovery Disclaimer forms part of these terms and applies to everything on this website.
We may update these terms and the rest of this website from time to time. Continued use of the website after changes means you accept the updated terms.
Important disclosures
- 01 Surplus Funds USA, LLC is not a law firm and does not provide legal advice or legal services.
- 02 You may be able to claim surplus funds yourself, directly from the clerk of court, at no cost. You do not need Surplus Funds USA or any other company to file a claim.
- 03 We are paid only from funds actually recovered, under a written agreement you sign before anything is filed. If nothing is recovered, you owe nothing.
- 04 Nothing on this site guarantees that surplus funds exist for any property, that a claim will be approved, or when a clerk will disburse funds.
- 05 Claim deadlines apply under Florida law (foreclosure surplus: Fla. Stat. § 45.032 and § 45.033; tax deed surplus: Fla. Stat. § 197.582). Missing a deadline may forfeit a claim.
- 06 Consider independent legal advice. Florida legal aid organizations may be able to help at no cost.
Read the full Surplus Recovery Disclaimer.